WHAT IS A DASH DIET?

DASH stands for Dietary Approach to Stop Hypertension. DASH diet has been clinically proven to reduce blood pressure within 2 weeks in individuals following the diet. It is not only known to help manage the blood pressure but is also designed for weight loss programs, helps to prevent heart diseases, stroke, diabetes and some forms of cancer.

Who should follow a DASH eating plan?

In fact, a DASH eating plan can be a part of any healthy eating plan. Not only, will it help lower blood pressure but it will offer additional heart health benefits including lowering LDL cholesterol and inflammation.

How does the DASH eating plan work?

The diet consists of foods that are low in sodium and consists of a variety of foods that are rich in nutrients like potassium, calcium and magnesium are known to help lower blood pressure. The diet is rich in fibre that again helps to lower blood pressure and knock off the extra pounds which will in-turn assist in lowering blood pressure.

What should you eat on a DASH eating plan?

Grains like whole wheat, brown rice, barley, oats, quinoa are packed with nutrients like proteins, B vitamins and trace minerals, fibre and antioxidants which has been shown to reduce the risk of several diseases. However, processed grains lack most nutrients and should be avoided.
Include fat-free or low-fat milk, yoghurt, Greek yoghurt, paneer in your diet instead of full-fat options. For those who are lactose intolerant, lactose-free milk and milk products are an option.
Nuts like almonds, walnuts, pistachios, etc, beans, dals and seeds like the sunflower seeds, melon seeds, etc are a part of a healthy eating DASH diet. They are rich in dietary fibre protein, omega 3 fatty acids, vitamins and minerals like zinc and magnesium, etc. Although nuts contain the healthy fats, it would be wise to eat them in restricted amounts as they are high in calories. Also, avoid salted or honey roasted nuts for their high sodium and sugar content.
Lean meat, egg, poultry and fish in moderation rather than meats with high saturated fat content. Processed meats such as bacon, ham, sausages, salami, etc contain a significant amount of sodium, hence restrict the intake. Occasional intake of red meat is permitted.
Fruits and vegetables are naturally rich in potassium which plays an important role in lowering blood pressure. If you are one who is not fond of fruits and vegetables make the change gradually. Add an extra fruit or vegetable in the day in addition to what you are currently having a start. Prefer a whole fruit to juices. Unsweetened dried fruits like raisins, cranberries, dried figs, etc. are good travel choices. Make sure there is a vegetable at each meal.
The diet should be low in saturated fats and total fats. A diet high in saturated fats increases the risk of heart disease and hypertension. Fats are important for the absorption of fat-soluble vitamins and help in building the body’s immune system. Use of oils like olive oil, rice bran oil, mustard oil should be promoted in each meal and trans fats which are commonly found in processed and fried food should be avoided.
To make this diet work even better here are some additional tips:-

Reducing alcohol intake may help reduce blood pressure. Hence, keep the alcohol intake under check.
Aerobic exercise along with DASH diet works faster in lowering blood pressure.
Read food labels to choose products that are lower in sodium.
Stress can raise blood pressure even if the diet is healthy. Hence, stress management techniques like meditation, yoga, etc will help keep the blood pressure under check.
Poor sleep increases blood pressure. So, 7-8 hours of sound sleep will help in keeping the blood pressure in control.
If you are someone who smokes, then quitting it would help lower blood pressure.
Take your medication as prescribed.
Limit the salt intake to 1 teaspoon a day.
Making a lifestyle change is an effort. It is a long-term commitment which one has to make for good health. Making smaller changes will bring in faster results than making dramatic changes all at once and losing the commitment along the way. Before getting on to the DASH diet consult a nutritionist who can help you in chalking out an individual program for yourself. Café Nutrition with their weight loss centers can help you not only with the DASH diet but also weight loss in Mumbai.

Ventricular Assist Devices Market – Global Industry Insights, 2018-2026

Ventricular assist devices are external devices attached to a patient’s body, which helps to pump blood to whole body. It is principally used in case of patients with heart failure. It is a high-end device that mimics the function of the heart. Heart failure is a condition in which heart muscles weaken, and thus unable to pump sufficient amount of blood to body. Various conditions such as heart attacks, high blood pressure, defective heart valves, irregular heart rhythms, diabetes, and chronic kidney and lung diseases cause heart failure. Medication, implantable heart devices (pacemakers), and heart transplantation are some of the options for treatment of heart failure. However, these approaches have limitations that may lead to advanced heart failure condition, thereby increasing the demand for ventricular assist devices (VADs). VADs lowers the work load on failing heart and help in maintaining smooth blood flow to vital organs.

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These devices were originally designed to temporarily assist surgeons while performing transplant surgeries or while treating other medical problems. However, VADs eventually emerged as a pioneer life support for patients suffering from the final stage of heart failure. VADs consist of three parts namely, inflow pipe that receives blood from ventricles, pump that pulls blood from ventricles and pushes it into outflow pipe that carries blood to aorta to supply blood to body

Market Dynamics

Growth of ventricular assist devices market is driven by increasing prevalence of heart failure. According to study the Global Burden of Disease published by the Lancet in 2017, globally over 26 million people were affected by heart failure. Moreover, rising prevalence of cardiovascular diseases, which causes heart failure, is increasing the demand for ventricular assist devices. According to World Health Organization factsheet in 2016, 17.7 million people die from cardiovascular disease each year, and over 46% of these deaths are due to ischemic heart disease that includes heart failure. Other disease such as diabetes is triggering to development of heart failure, which in turn, is propelling growth of the ventricular assist devices market. As per statistics provided by the International Diabetes Federation’s (IDF) Diabetes Atlas 2017, around 425 million patients were suffering from diabetes worldwide in 2017. According to statistics given by the American Heart Association in 2018, 68% of people suffering from diabetes aged 65 years and above are likely to die from heart disease. Sedentary lifestyle, lack of exercise, unhealthy food habits, and alcoholism are major cause to develop the heart disease. Growing shortage of heart donors for transplantation is also expected to boost growth of the ventricular assist devices market.

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According to report published by the Global Observatory on Donations and Transplantation in 2015, only around 0.01-0.49 per million heart transplantation procedures are performed each year in emerging countries due to shortage of donors. Continuous improvement in design, efficiency, and reliability is also propelling growth of the ventricular assist devices market. For instance, in April 2018, Abiomed Inc. was granted with U.S. Food and Drug Administration (FDA) Pre-Market Approval (PMA) for its Impella CP heart pump with smart assist technology, which utilizes an optical sensor. It is an advanced device that would improve productivity, ease in use, and better patient management.

Guide for Quick Understanding of Variable Interest Rate Home Loan

What is a Variable Interest Rate Home Loan?

A variable interest rate home loan (sometimes also referred to as a “floating” or “adjustable” rate home loan) is a very popular product in the lending market and a very competitive product offered by most of the lenders/credit providers.

Who is Suited to a Variable Interest Rate Home Loan?

This type of home loan is a perfect fit for:

>> First-time home buyers who just want a home loan product that is simple and not confusing to manage

>> People who just want to stay settled and are not willing to move whether in their work, home, personal life or they are not willing to move to another lender

What Should I Consider When Choosing the Loan?

When choosing it, you should always research and consider the following terms & conditions, being offered by the many lenders/credit providers:

>> Treat any “honeymoon” interest rate offers with caution, and remember to always check whether the discount rate applied to the variable rate is a set amount below whatever the standard variable is

>> Remember that low rate home loans are not always the best choice

>> Try to pick a loan term that suits your finance

>> Decide on what matters most to you (e.g. does it meet your financial goals?)

What are the Features of a Variable Interest Rate Home Loan?

You must know all the below mentioned features of the loan package so you can maximise the benefits:

>> Take advantage of falling “interest rates” when the Reserve bank decides to drop their official rates

>> Make unlimited “extra repayments” each month so you can pay off your home loan faster

>> Take advantage of “redraw facilities” so you can withdraw any extra payments you have made on top of your normal repayment amounts if you need the cash

>> Take advantage of a 100% offset account

What are the Advantages and Disadvantages?

There are many advantages of choosing the loan package such as:

>> Flexibility: It has some flexible features like having options of making additional payments, low introductory interest rates or redrawing facility.

>> Lower repayment option: As the interest rate varies with that of the market index, if the rate falls, the amount of repayment also becomes lower.

>> Ability to pay off the loan faster: This loan type also has the option of enabling you to pay an extra repayment as advance towards the loan. Thus, every month, if you pay an extra amount in addition to your minimum payment amount, you can repay the loan faster.

>> Helps in Budgeting: As this loan gives you the option of weekly, fortnightly or monthly repayment, you can maintain your budget accordingly.

>> Redraw Facility option: This loan type gives you the option of redrawing the additional amount you have made towards the repayment, in addition to the minimum repayment amount.

While the loan has a lot of upsides, it does have some disadvantages, such as:

>> Variable rate is subject to fluctuations: The interest rate is subject to fluctuations and can either rise or fall at any time during the period of the loan. Changes in the interest rate are at the discretion of a lender and they are meant to be broadly in line with market conditions

>> Repayment may become more: So if the interest rate rises, the amount of monthly repayment also becomes more and it may become more than the amount you can afford.

>> Redraw facilities can be subject to limitations, including minimum withdrawal amounts allowable and may also include redraw fees

>> You cannot arrange a rate lock

>> You cannot pay Interest in Advance in some circumstances

>> This loan type offers fewer features than the general loans

What are the Benefits in Making Extra Repayments?

The benefits available to you in making the extra repayments towards your variable interest rate home loan are best illustrated in the following example. The example assumes that you are willing to contribute an additional amount of $200 towards your weekly repayments:

Loan Amount: $530,000

Normal Loan Term: 30 years

Interest Rate: 5.00%

Repayment Frequency: weekly Normal

Weekly Repayment: $656

Extra Weekly Repayment: $200

Interest saved by making extra repayments: $217,815

Time in years saved, by making the extra repayments: 11 years 10 months

Now that you have thorough information of the variable interest rate home loan, you can discuss about it without your finance broker and find the perfect home mortgage loan.